By Chris Killey
Working with start-ups is one of the most enjoyable parts of my role. When you’re at the beginning of a business journey, decisions come thick and fast, and having the right financial guidance early on can make all the difference.
My role is to help founders set things up properly, understand their finances and make confident decisions as the business expands. That means clear advice, honest conversations and practical support - without the jargon.
I work closely with start-up clients to explain what’s happening financially in a way that actually makes sense, helping them plan ahead rather than simply reacting when deadlines roll around.
Here are my top five practical tips to help you stay ahead and grow with confidence:
- Start with the right foundations
Choosing the correct business structure and look at what registrations are needed at the outset helps avoid unnecessary changes later. This also ensures you’re operating in the most tax-efficient way from day one, rather than having to undo things further down the line. - Keep a close eye on cash
Growth is exciting, but only if the cash supports it. Regularly reviewing cash flow helps you understand what you can afford to invest, when to slow down, and how to avoid short-term pressure. - Use bookkeeping software that work for you
You don’t need anything overcomplicated - just something you’ll use. Bookkeeping software can make it easier to understand your position, and have more productive conversations with your accountant about your finances. - Don’t wait to ask for advice
A quick conversation early on often prevents bigger issues down the line. Whether it’s your pricing, tax position, or running through new opportunities, getting advice usually saves time, money and stress. - Plan for what’s next
Thinking ahead about tax, hiring or future growth gives you options. Forward planning helps you make decisions with confidence instead of reacting under pressure.
Starting a business should feel exciting, not overwhelming. Having an accountant who understands start-ups - and takes the time to explain things clearly - can give you real confidence as you grow.
